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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,248 | $108,922+170.1% | $100,398+193.1% | $145,978+101.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.08% | 58.04%-48.0pp | 49.32%-39.2pp | 550.52%-540.4pp |
| Employer contribution / active EE | $24,450 | $4,426+452.4% | $3,946+519.6% | $4,662+424.5% |
| Participant deferral / active EE | $1,950 | $8,450-76.9% | $8,084-75.9% | $6,690-70.9% |
| Admin fee / account holder | $424 | $9,680-95.6% | $7,893-94.6% | $13,400-96.8% |