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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,228 | $105,856+143.9% | $90,161+186.4% | $147,586+75.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 7.30% | 37.63%-30.3pp | 34.89%-27.6pp | 578.59%-571.3pp |
| Employer contribution / active EE | $17,020 | $4,126+312.5% | $3,318+413.0% | $4,876+249.0% |
| Participant deferral / active EE | $7,745 | $5,733+35.1% | $5,287+46.5% | $5,439+42.4% |
| Admin fee / account holder | $176,357 | $8,046+2091.9% | $5,943+2867.3% | $10,886+1520.1% |