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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,768 | $124,336+20.5% | $111,303+34.6% | $167,518-10.6% |
| Participation rate | 90.0% | 79.6%+10.4pp | 77.3%+12.7pp | 82.1%+7.9pp |
| Annual return | 8.59% | 37.45%-28.9pp | 54.66%-46.1pp | 478.71%-470.1pp |
| Employer contribution / active EE | $4,344 | $3,436+26.4% | $2,731+59.0% | $4,838-10.2% |
| Participant deferral / active EE | $5,498 | $5,181+6.1% | $4,487+22.5% | $6,342-13.3% |
| Admin fee / account holder | $1,979 | $10,623-81.4% | $7,966-75.2% | $12,312-83.9% |