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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,163 | $112,131+17.0% | $95,964+36.7% | $158,982-17.5% |
| Participation rate | 90.5% | 79.0%+11.5pp | 77.1%+13.4pp | 82.0%+8.5pp |
| Annual return | 8.62% | 171.19%-162.6pp | 91.64%-83.0pp | 302.99%-294.4pp |
| Employer contribution / active EE | $4,131 | $3,199+29.1% | $2,541+62.6% | $4,763-13.3% |
| Participant deferral / active EE | $4,746 | $4,784-0.8% | $4,167+13.9% | $5,983-20.7% |
| Admin fee / account holder | $1,102 | $10,136-89.1% | $6,797-83.8% | $11,252-90.2% |