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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,608 | $95,895-61.8% | $79,576-54.0% | $134,509-72.8% |
| Participation rate | 56.3% | 75.0%-18.8pp | 69.5%-13.2pp | 81.2%-25.0pp |
| Annual return | -18.14% | -2.72%-15.4pp | 0.15%-18.3pp | 418.13%-436.3pp |
| Employer contribution / active EE | $1,161 | $3,128-62.9% | $2,413-51.9% | $4,741-75.5% |
| Participant deferral / active EE | $1,674 | $4,693-64.3% | $3,985-58.0% | $6,400-73.8% |
| Admin fee / account holder | $4,775 | $9,129-47.7% | $6,834-30.1% | $11,427-58.2% |