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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,322 | $112,915-64.3% | $90,965-55.7% | $158,950-74.6% |
| Participation rate | 47.4% | 74.7%-27.4pp | 69.0%-21.6pp | 82.0%-34.6pp |
| Annual return | 16.12% | 215.75%-199.6pp | 134.57%-118.4pp | 302.91%-286.8pp |
| Employer contribution / active EE | $734 | $2,894-74.6% | $2,122-65.4% | $4,762-84.6% |
| Participant deferral / active EE | $1,930 | $4,128-53.2% | $3,373-42.8% | $5,983-67.7% |
| Admin fee / account holder | $1,413 | $8,044-82.4% | $5,960-76.3% | $11,248-87.4% |