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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,345 | $56,197-58.5% | $67,652-65.5% | $59,633-60.9% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -2.02% | 18508.10%-18510.1pp | 6625.40%-6627.4pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $1,647 | $1,615+2.0% | $2,266-27.3% | $2,203-25.2% |
| Participant deferral / active EE | $4,489 | $2,844+57.9% | $3,560+26.1% | $3,192+40.7% |
| Admin fee / account holder | $677 | $3,958-82.9% | $4,821-85.9% | $4,297-84.2% |