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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,181 | $60,349-50.0% | $74,184-59.3% | $62,881-52.0% |
| Participation rate | 92.6% | 72.7%+19.9pp | 76.6%+16.0pp | 69.3%+23.3pp |
| Annual return | 8.23% | 21.38%-13.1pp | 17.74%-9.5pp | 20.14%-11.9pp |
| Employer contribution / active EE | $1,688 | $1,680+0.5% | $2,370-28.8% | $2,281-26.0% |
| Participant deferral / active EE | $3,579 | $2,856+25.3% | $3,550+0.8% | $3,203+11.8% |
| Admin fee / account holder | $627 | $4,261-85.3% | $5,586-88.8% | $4,296-85.4% |