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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,034 | $72,273+50.9% | $101,275+7.7% | $79,856+36.5% |
| Participation rate | 87.1% | 68.5%+18.6pp | 75.8%+11.3pp | 69.6%+17.5pp |
| Annual return | 10.36% | 22.30%-11.9pp | 46.48%-36.1pp | 31.71%-21.4pp |
| Employer contribution / active EE | $5,407 | $2,691+100.9% | $3,660+47.7% | $2,471+118.8% |
| Participant deferral / active EE | $1,917 | $3,282-41.6% | $4,371-56.1% | $3,741-48.8% |
| Admin fee / account holder | $2,901 | $4,401-34.1% | $5,948-51.2% | $5,306-45.3% |