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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,803 | $65,364+74.1% | $92,909+22.5% | $72,975+55.9% |
| Participation rate | 72.2% | 68.3%+3.9pp | 76.0%-3.8pp | 69.5%+2.7pp |
| Annual return | 18.66% | 42.11%-23.4pp | 109.44%-90.8pp | 81.01%-62.4pp |
| Employer contribution / active EE | $11,311 | $2,594+336.0% | $3,653+209.6% | $2,440+363.6% |
| Participant deferral / active EE | $1,623 | $3,128-48.1% | $4,238-61.7% | $3,608-55.0% |
| Admin fee / account holder | $8,872 | $4,251+108.7% | $5,795+53.1% | $5,124+73.2% |