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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,411 | $97,732+17.1% | $83,831+36.5% | $135,380-15.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -5.48% | 1287.56%-1293.0pp | 850.99%-856.5pp | 519.81%-525.3pp |
| Employer contribution / active EE | $22,137 | $4,222+424.3% | $3,631+509.6% | $4,779+363.2% |
| Participant deferral / active EE | $3,212 | $4,683-31.4% | $4,082-21.3% | $5,609-42.7% |
| Admin fee / account holder | $20,477 | $6,675+206.8% | $5,479+273.7% | $10,828+89.1% |