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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,753 | $99,875-30.2% | $146,866-52.5% | $86,983-19.8% |
| Participation rate | 91.3% | 75.8%+15.5pp | 82.5%+8.8pp | 69.5%+21.8pp |
| Annual return | 7.61% | 28.10%-20.5pp | 102.85%-95.2pp | 25.83%-18.2pp |
| Employer contribution / active EE | $10,292 | $3,224+219.2% | $4,425+132.6% | $2,584+298.2% |
| Participant deferral / active EE | $4,964 | $6,322-21.5% | $7,759-36.0% | $4,194+18.4% |
| Admin fee / account holder | $49,717 | $7,838+534.3% | $13,620+265.0% | $7,856+532.9% |