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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,722 | $82,678+23.0% | $125,391-18.9% | $68,490+48.5% |
| Participation rate | 95.2% | 75.1%+20.2pp | 82.4%+12.9pp | 67.9%+27.3pp |
| Annual return | -22.57% | -5.97%-16.6pp | 572.41%-595.0pp | -7.85%-14.7pp |
| Employer contribution / active EE | $12,303 | $3,382+263.8% | $4,816+155.5% | $2,597+373.8% |
| Participant deferral / active EE | $5,583 | $6,111-8.6% | $7,448-25.0% | $4,028+38.6% |
| Admin fee / account holder | $1,864 | $6,277-70.3% | $10,009-81.4% | $5,403-65.5% |