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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,112 | $102,385-18.8% | $147,080-43.5% | $80,935+2.7% |
| Participation rate | 97.7% | 75.9%+21.8pp | 82.2%+15.5pp | 67.7%+30.0pp |
| Annual return | 11.07% | 135.09%-124.0pp | 420.17%-409.1pp | 35.66%-24.6pp |
| Employer contribution / active EE | $9,450 | $3,717+154.3% | $4,933+91.6% | $2,757+242.8% |
| Participant deferral / active EE | $4,180 | $6,651-37.2% | $8,066-48.2% | $4,299-2.8% |
| Admin fee / account holder | $35,676 | $7,951+348.7% | $12,989+174.7% | $6,924+415.2% |