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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,095 | $118,869-60.4% | $96,575-51.2% | $167,518-71.9% |
| Participation rate | 65.0% | 75.5%-10.5pp | 69.8%-4.8pp | 82.1%-17.1pp |
| Annual return | 10.76% | 50.49%-39.7pp | 37.79%-27.0pp | 478.71%-467.9pp |
| Employer contribution / active EE | $1,345 | $3,120-56.9% | $2,357-42.9% | $4,838-72.2% |
| Participant deferral / active EE | $3,478 | $4,616-24.6% | $3,849-9.6% | $6,342-45.2% |
| Admin fee / account holder | $103,977 | $8,067+1188.9% | $6,182+1581.9% | $12,312+744.5% |