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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,462 | $102,663-44.0% | $86,216-33.4% | $139,466-58.8% |
| Participation rate | 56.5% | 74.5%-18.0pp | 69.0%-12.4pp | 80.3%-23.8pp |
| Annual return | 33.90% | 1924.52%-1890.6pp | 1169.42%-1135.5pp | 373.66%-339.8pp |
| Employer contribution / active EE | $1,204 | $3,035-60.3% | $2,382-49.4% | $4,754-74.7% |
| Participant deferral / active EE | $2,924 | $4,677-37.5% | $3,986-26.6% | $6,712-56.4% |
| Admin fee / account holder | $3,113 | $8,663-64.1% | $6,853-54.6% | $11,409-72.7% |