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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,164 | $97,732+117.1% | $83,831+153.1% | $135,380+56.7% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -4.60% | 1287.56%-1292.2pp | 850.99%-855.6pp | 519.81%-524.4pp |
| Employer contribution / active EE | $4,475 | $4,222+6.0% | $3,631+23.2% | $4,779-6.4% |
| Participant deferral / active EE | $9,960 | $4,683+112.7% | $4,082+144.0% | $5,609+77.6% |
| Admin fee / account holder | $799 | $6,675-88.0% | $5,479-85.4% | $10,828-92.6% |