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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,589 | $115,780+102.6% | $101,255+131.7% | $158,931+47.6% |
| Participation rate | 94.4% | 79.4%+15.1pp | 75.8%+18.6pp | 82.0%+12.5pp |
| Annual return | 12.14% | 56.14%-44.0pp | 46.48%-34.3pp | 302.86%-290.7pp |
| Employer contribution / active EE | $4,398 | $4,175+5.4% | $3,660+20.2% | $4,761-7.6% |
| Participant deferral / active EE | $9,433 | $4,958+90.3% | $4,370+115.8% | $5,982+57.7% |
| Admin fee / account holder | $3,599 | $7,246-50.3% | $5,946-39.5% | $11,247-68.0% |