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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $626,885 | $212,386+195.2% | $199,883+213.6% | $138,895+351.3% |
| Participation rate | 92.3% | 87.4%+4.9pp | 86.8%+5.5pp | 79.9%+12.4pp |
| Annual return | 15.11% | 47.75%-32.6pp | 43.81%-28.7pp | 145.39%-130.3pp |
| Employer contribution / active EE | $0 | $6,625-100.0% | $6,261-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $9,635 | $9,617+0.2% | $9,138+5.4% | $6,396+50.6% |
| Admin fee / account holder | $34,321 | $18,233+88.2% | $17,268+98.8% | $12,562+173.2% |