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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $638,817 | $197,625+223.2% | $177,840+259.2% | $158,966+301.9% |
| Participation rate | 78.6% | 88.5%-10.0pp | 87.7%-9.1pp | 82.0%-3.4pp |
| Annual return | 2.89% | 58.76%-55.9pp | 48.32%-45.4pp | 302.95%-300.1pp |
| Employer contribution / active EE | $5,644 | $6,698-15.7% | $5,919-4.6% | $4,762+18.5% |
| Participant deferral / active EE | $8,497 | $8,405+1.1% | $7,714+10.2% | $5,983+42.0% |
| Admin fee / account holder | $167,088 | $15,405+984.6% | $12,431+1244.2% | $11,250+1385.2% |