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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,644 | $82,674+156.0% | $125,363+68.8% | $68,495+209.0% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -13.59% | -5.97%-7.6pp | 572.15%-585.7pp | -7.84%-5.8pp |
| Employer contribution / active EE | $5,886 | $3,382+74.1% | $4,815+22.3% | $2,596+126.7% |
| Participant deferral / active EE | $10,606 | $6,111+73.6% | $7,447+42.4% | $4,028+163.3% |
| Admin fee / account holder | $12,302 | $6,276+96.0% | $10,005+23.0% | $5,403+127.7% |