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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,520 | $77,817+117.8% | $123,553+37.2% | $64,173+164.2% |
| Participation rate | 87.2% | 74.7%+12.5pp | 82.3%+4.9pp | 69.6%+17.6pp |
| Annual return | 8.99% | 12.49%-3.5pp | 119.21%-110.2pp | 7.63%+1.4pp |
| Employer contribution / active EE | $4,092 | $3,014+35.8% | $4,628-11.6% | $2,381+71.9% |
| Participant deferral / active EE | $6,580 | $5,240+25.6% | $6,426+2.4% | $3,470+89.7% |
| Admin fee / account holder | $3,905 | $5,519-29.2% | $9,284-57.9% | $4,887-20.1% |