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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,668 | $185,199-88.8% | $142,874-85.5% | $167,518-87.7% |
| Participation rate | 62.5% | 78.5%-16.0pp | 72.0%-9.5pp | 82.1%-19.6pp |
| Annual return | 11.42% | 8556.90%-8545.5pp | 5638.58%-5627.2pp | 478.71%-467.3pp |
| Employer contribution / active EE | $0 | $5,606-100.0% | $4,145-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $760 | $4,495-83.1% | $3,838-80.2% | $6,342-88.0% |
| Admin fee / account holder | $5,227 | $8,031-34.9% | $6,561-20.3% | $12,312-57.5% |