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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,838 | $152,597-90.3% | $117,533-87.4% | $134,532-89.0% |
| Participation rate | 29.2% | 77.1%-47.9pp | 70.6%-41.4pp | 81.2%-52.1pp |
| Annual return | -18.97% | 53.04%-72.0pp | 29.77%-48.7pp | 418.27%-437.2pp |
| Employer contribution / active EE | $0 | $5,576-100.0% | $4,179-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $605 | $4,821-87.4% | $4,072-85.1% | $6,401-90.5% |
| Admin fee / account holder | $1,812 | $7,007-74.1% | $5,647-67.9% | $11,429-84.1% |