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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,320 | $100,970+51.8% | $96,576+58.8% | $137,256+11.7% |
| Participation rate | 70.8% | 82.6%-11.8pp | 81.4%-10.6pp | 80.0%-9.1pp |
| Annual return | 16.58% | 38.16%-21.6pp | 38.47%-21.9pp | 220.34%-203.8pp |
| Employer contribution / active EE | $1,260 | $3,809-66.9% | $3,553-64.5% | $4,156-69.7% |
| Participant deferral / active EE | $4,748 | $8,286-42.7% | $7,956-40.3% | $6,407-25.9% |
| Admin fee / account holder | $6,815 | $11,312-39.8% | $11,381-40.1% | $12,270-44.5% |