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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,248 | $86,938+22.2% | $102,423+3.7% | $80,925+31.3% |
| Participation rate | 95.3% | 72.4%+22.9pp | 76.5%+18.8pp | 67.7%+27.6pp |
| Annual return | 14.69% | 18.89%-4.2pp | 29.42%-14.7pp | 35.65%-21.0pp |
| Employer contribution / active EE | $2,595 | $2,369+9.5% | $3,023-14.2% | $2,756-5.8% |
| Participant deferral / active EE | $3,199 | $4,120-22.4% | $5,054-36.7% | $4,299-25.6% |
| Admin fee / account holder | $26,061 | $8,053+223.6% | $9,455+175.6% | $6,940+275.5% |