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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,318 | $71,878+56.3% | $86,698+29.6% | $68,486+64.0% |
| Participation rate | 97.3% | 72.2%+25.0pp | 76.6%+20.7pp | 67.9%+29.4pp |
| Annual return | -21.13% | 3.53%-24.7pp | 35.95%-57.1pp | -7.85%-13.3pp |
| Employer contribution / active EE | $1,583 | $2,173-27.2% | $2,837-44.2% | $2,597-39.0% |
| Participant deferral / active EE | $2,887 | $3,779-23.6% | $4,656-38.0% | $4,028-28.3% |
| Admin fee / account holder | $3,321 | $6,113-45.7% | $7,493-55.7% | $5,404-38.5% |