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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,926 | $113,941+32.5% | $94,229+60.2% | $125,389+20.4% |
| Participation rate | 100.0% | 82.9%+17.1pp | 78.8%+21.2pp | 83.2%+16.8pp |
| Annual return | 0.23% | 5.29%-5.1pp | 10.68%-10.5pp | 282.24%-282.0pp |
| Employer contribution / active EE | $9,810 | $4,727+107.5% | $3,587+173.5% | $4,866+101.6% |
| Participant deferral / active EE | $6,465 | $5,179+24.8% | $4,320+49.6% | $5,352+20.8% |
| Admin fee / account holder | $12,147 | $8,392+44.7% | $6,269+93.7% | $9,541+27.3% |