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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,476 | $154,193-7.0% | $130,045+10.3% | $139,466+2.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 3.78% | 32.51%-28.7pp | -137.30%+141.1pp | 373.66%-369.9pp |
| Employer contribution / active EE | $10,252 | $5,292+93.7% | $4,321+137.2% | $4,754+115.7% |
| Participant deferral / active EE | $2,712 | $6,709-59.6% | $5,820-53.4% | $6,712-59.6% |
| Admin fee / account holder | $124,690 | $13,989+791.3% | $10,600+1076.3% | $11,409+992.9% |