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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,740 | $93,589+204.2% | $135,942+109.5% | $75,181+278.7% |
| Participation rate | 96.0% | 75.2%+20.8pp | 81.9%+14.1pp | 67.2%+28.8pp |
| Annual return | 15.97% | 30.90%-14.9pp | 68.28%-52.3pp | 160.69%-144.7pp |
| Employer contribution / active EE | $4,570 | $3,537+29.2% | $4,858-5.9% | $2,671+71.1% |
| Participant deferral / active EE | $14,669 | $6,405+129.0% | $7,759+89.1% | $4,126+255.5% |
| Admin fee / account holder | $40,252 | $6,977+476.9% | $10,764+273.9% | $5,650+612.4% |