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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,282 | $89,367+184.5% | $141,191+80.1% | $72,975+248.4% |
| Participation rate | 92.3% | 75.1%+17.2pp | 82.5%+9.8pp | 69.5%+22.8pp |
| Annual return | 22.16% | 111.87%-89.7pp | 71.41%-49.3pp | 81.01%-58.9pp |
| Employer contribution / active EE | $9,132 | $3,115+193.2% | $4,736+92.8% | $2,440+274.2% |
| Participant deferral / active EE | $11,922 | $5,419+120.0% | $6,710+77.7% | $3,608+230.5% |
| Admin fee / account holder | $13,387 | $5,957+124.7% | $10,264+30.4% | $5,124+161.3% |