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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,965 | $80,985-12.4% | $96,576-26.5% | $75,181-5.6% |
| Participation rate | 94.2% | 71.8%+22.4pp | 76.0%+18.2pp | 67.2%+27.0pp |
| Annual return | 11.41% | 27.05%-15.6pp | 25.87%-14.5pp | 160.69%-149.3pp |
| Employer contribution / active EE | $2,212 | $2,282-3.1% | $2,965-25.4% | $2,671-17.2% |
| Participant deferral / active EE | $3,306 | $3,929-15.9% | $4,851-31.9% | $4,126-19.9% |
| Admin fee / account holder | $1,625 | $6,719-75.8% | $8,253-80.3% | $5,650-71.2% |