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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,367 | $78,428+12.7% | $95,960-7.9% | $79,852+10.7% |
| Participation rate | 98.0% | 73.5%+24.5pp | 77.1%+21.0pp | 69.6%+28.4pp |
| Annual return | 9.54% | 19.37%-9.8pp | 91.63%-82.1pp | 31.72%-22.2pp |
| Employer contribution / active EE | $2,888 | $1,945+48.5% | $2,541+13.7% | $2,471+16.9% |
| Participant deferral / active EE | $2,822 | $3,440-18.0% | $4,167-32.3% | $3,740-24.6% |
| Admin fee / account holder | $2,706 | $5,622-51.9% | $6,797-60.2% | $5,306-49.0% |