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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,459 | $96,691+132.1% | $86,656+159.0% | $139,487+60.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 23.48% | 106.87%-83.4pp | 593.09%-569.6pp | 373.84%-350.4pp |
| Employer contribution / active EE | $3,151 | $3,267-3.5% | $3,025+4.2% | $4,755-33.7% |
| Participant deferral / active EE | $4,963 | $4,838+2.6% | $4,439+11.8% | $6,713-26.1% |
| Admin fee / account holder | $2,149 | $6,414-66.5% | $5,619-61.8% | $11,407-81.2% |