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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,293 | $100,938+88.5% | $90,461+110.4% | $158,982+19.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 20.78% | 1727.20%-1706.4pp | 1294.76%-1274.0pp | 302.99%-282.2pp |
| Employer contribution / active EE | $2,693 | $3,691-27.0% | $3,264-17.5% | $4,763-43.5% |
| Participant deferral / active EE | $4,432 | $4,350+1.9% | $3,964+11.8% | $5,983-25.9% |
| Admin fee / account holder | $777 | $6,510-88.1% | $5,617-86.2% | $11,252-93.1% |