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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,715 | $109,905+119.9% | $98,506+145.4% | $167,553+44.3% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 14.99% | 1960.20%-1945.2pp | 1494.92%-1479.9pp | 478.89%-463.9pp |
| Employer contribution / active EE | $2,913 | $3,226-9.7% | $2,961-1.6% | $4,840-39.8% |
| Participant deferral / active EE | $4,794 | $4,674+2.6% | $4,277+12.1% | $6,343-24.4% |
| Admin fee / account holder | $28,691 | $6,760+324.4% | $5,955+381.8% | $12,316+133.0% |