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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,718 | $175,231+31.1% | $149,696+53.5% | $139,466+64.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 5.43% | 166.77%-161.3pp | 134.46%-129.0pp | 373.66%-368.2pp |
| Employer contribution / active EE | $17,639 | $5,478+222.0% | $4,821+265.9% | $4,754+271.0% |
| Participant deferral / active EE | $12,693 | $6,521+94.6% | $5,682+123.4% | $6,712+89.1% |
| Admin fee / account holder | $90,678 | $16,155+461.3% | $13,212+586.3% | $11,409+694.8% |