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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,633 | $167,362+64.1% | $143,799+91.0% | $134,532+104.1% |
| Participation rate | 70.0% | 84.8%-14.8pp | 80.3%-10.3pp | 81.2%-11.2pp |
| Annual return | -9.75% | 0.47%-10.2pp | -0.04%-9.7pp | 418.27%-428.0pp |
| Employer contribution / active EE | $15,712 | $5,620+179.5% | $4,952+217.3% | $4,741+231.4% |
| Participant deferral / active EE | $10,006 | $6,447+55.2% | $5,638+77.5% | $6,401+56.3% |
| Admin fee / account holder | $15,538 | $18,094-14.1% | $14,677+5.9% | $11,429+36.0% |