Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TWELVE POINTS WEALTH MGT LLC Service code 27 · EIN 46-5061538 | Advisory (Plan) | $19,947 |
STANCORP FINANCIAL GROUP5 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Recordk... | $14,965 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,287 | $61,338-3.3% | $149,717-60.4% | $71,495-17.1% |
| Participation rate | 50.6% | 62.5%-11.9pp | 78.8%-28.2pp | 67.9%-17.3pp |
| Annual return | 14.88% | 35.86%-21.0pp | 134.41%-119.5pp | 28.85%-14.0pp |
| Employer contribution / active EE | $1,434 | $2,381-39.8% | $4,820-70.2% | $2,589-44.6% |
| Participant deferral / active EE | $2,330 | $2,919-20.2% | $5,682-59.0% | $4,291-45.7% |
| Admin fee / account holder | $323 | $1,263-74.4% | $13,213-97.6% | $1,588-79.6% |