Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: TWELVE POINTS WEALTH MGT LLC Service code 27 · EIN 46-5061538 | Advisory (Plan) | $20,396 |
STANCORP FINANCIAL GROUP4 years Service code 12 · EIN 93-1253576 | Direct payment from the plan; Recordk... | $18,303 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,226 | $65,092-29.0% | $143,799-67.9% | $66,938-30.9% |
| Participation rate | 50.9% | 65.2%-14.3pp | 80.3%-29.4pp | 69.8%-18.9pp |
| Annual return | -16.80% | -11.14%-5.7pp | -0.04%-16.8pp | 1.58%-18.4pp |
| Employer contribution / active EE | $1,323 | $2,362-44.0% | $4,952-73.3% | $2,545-48.0% |
| Participant deferral / active EE | $2,241 | $2,920-23.3% | $5,638-60.3% | $4,238-47.1% |
| Admin fee / account holder | $342 | $502-31.8% | $14,677-97.7% | $594-42.3% |