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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,161 | $95,404-64.2% | $113,397-69.9% | $82,637-58.7% |
| Participation rate | 44.7% | 72.8%-28.1pp | 76.5%-31.8pp | 68.1%-23.3pp |
| Annual return | 13.40% | 19.08%-5.7pp | 23.20%-9.8pp | 53.51%-40.1pp |
| Employer contribution / active EE | $1,571 | $2,307-31.9% | $2,977-47.2% | $2,552-38.4% |
| Participant deferral / active EE | $2,074 | $4,220-50.8% | $5,076-59.1% | $4,126-49.7% |
| Admin fee / account holder | $10,486 | $9,168+14.4% | $11,957-12.3% | $7,339+42.9% |