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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,650 | $88,707-24.9% | $74,184-10.2% | $273,972-75.7% |
| Participation rate | 69.2% | 79.4%-10.2pp | 76.6%-7.4pp | 83.0%-13.8pp |
| Annual return | 7.70% | 11.94%-4.2pp | 17.74%-10.0pp | 41.46%-33.8pp |
| Employer contribution / active EE | $771 | $3,159-75.6% | $2,370-67.5% | $4,869-84.2% |
| Participant deferral / active EE | $1,841 | $4,212-56.3% | $3,550-48.1% | $5,287-65.2% |
| Admin fee / account holder | $0 | $8,717-100.0% | $5,586-100.0% | $10,133-100.0% |