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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $523,769 | $81,331+544.0% | $155,534+236.8% | $80,935+547.1% |
| Participation rate | 81.6% | 66.3%+15.3pp | 78.2%+3.4pp | 67.7%+13.9pp |
| Annual return | 16.25% | 33.37%-17.1pp | 64.92%-48.7pp | 35.66%-19.4pp |
| Employer contribution / active EE | $20,274 | $3,105+553.0% | $4,675+333.7% | $2,757+635.4% |
| Participant deferral / active EE | $16,407 | $3,454+375.0% | $5,630+191.4% | $4,299+281.6% |
| Admin fee / account holder | $6,584 | $7,999-17.7% | $15,900-58.6% | $6,924-4.9% |