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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $571,999 | $91,198+527.2% | $178,503+220.4% | $79,856+616.3% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 9.02% | 24.20%-15.2pp | 151.12%-142.1pp | 31.71%-22.7pp |
| Employer contribution / active EE | $19,680 | $3,257+504.3% | $5,011+292.7% | $2,471+696.4% |
| Participant deferral / active EE | $15,214 | $3,237+370.1% | $5,202+192.4% | $3,741+306.7% |
| Admin fee / account holder | $10,097 | $6,748+49.6% | $13,987-27.8% | $5,306+90.3% |