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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $475,406 | $75,962+525.8% | $154,108+208.5% | $64,173+640.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -5.11% | 30.32%-35.4pp | 735.21%-740.3pp | 7.63%-12.7pp |
| Employer contribution / active EE | $20,420 | $3,350+509.6% | $5,298+285.5% | $2,381+757.7% |
| Participant deferral / active EE | $15,082 | $3,175+375.1% | $5,081+196.9% | $3,470+334.7% |
| Admin fee / account holder | $1,630 | $5,589-70.8% | $13,411-87.8% | $4,887-66.7% |