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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,590 | $84,236+203.4% | $170,435+50.0% | $70,126+264.5% |
| Participation rate | 97.4% | 70.8%+26.6pp | 83.6%+13.8pp | 69.5%+27.9pp |
| Annual return | 20.56% | 23.06%-2.5pp | 205.94%-185.4pp | 73.15%-52.6pp |
| Employer contribution / active EE | $8,420 | $3,387+148.6% | $5,432+55.0% | $2,343+259.5% |
| Participant deferral / active EE | $7,014 | $3,086+127.3% | $4,939+42.0% | $3,332+110.5% |
| Admin fee / account holder | $3,033 | $5,698-46.8% | $13,881-78.1% | $4,645-34.7% |