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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,020 | $75,962+189.6% | $154,108+42.8% | $64,173+242.9% |
| Participation rate | 94.5% | 70.4%+24.1pp | 83.0%+11.5pp | 69.6%+24.9pp |
| Annual return | -4.79% | 30.32%-35.1pp | 735.21%-740.0pp | 7.63%-12.4pp |
| Employer contribution / active EE | $8,360 | $3,350+149.5% | $5,298+57.8% | $2,381+251.1% |
| Participant deferral / active EE | $6,669 | $3,175+110.1% | $5,081+31.3% | $3,470+92.2% |
| Admin fee / account holder | $1,660 | $5,589-70.3% | $13,411-87.6% | $4,887-66.0% |