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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,417 | $168,636-22.7% | $147,618-11.7% | $125,388+4.0% |
| Participation rate | 92.9% | 88.8%+4.1pp | 84.6%+8.2pp | 83.2%+9.7pp |
| Annual return | -2.52% | 77.65%-80.2pp | 61.98%-64.5pp | 282.24%-284.8pp |
| Employer contribution / active EE | $2,340 | $6,252-62.6% | $5,565-57.9% | $4,866-51.9% |
| Participant deferral / active EE | $7,579 | $5,507+37.6% | $4,895+54.8% | $5,352+41.6% |
| Admin fee / account holder | $2,916 | $13,580-78.5% | $11,612-74.9% | $9,541-69.4% |