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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,610 | $209,428+54.5% | $178,498+81.3% | $158,950+103.6% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.8pp |
| Annual return | 18.25% | 188.78%-170.5pp | 151.09%-132.8pp | 302.91%-284.7pp |
| Employer contribution / active EE | $1,890 | $5,707-66.9% | $5,011-62.3% | $4,762-60.3% |
| Participant deferral / active EE | $8,523 | $5,955+43.1% | $5,202+63.8% | $5,983+42.5% |
| Admin fee / account holder | $587 | $17,077-96.6% | $13,985-95.8% | $11,248-94.8% |