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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,061,415 | $106,749+894.3% | $145,433+629.8% | $82,448+1187.4% |
| Participation rate | 94.2% | 75.6%+18.6pp | 82.1%+12.1pp | 68.1%+26.1pp |
| Annual return | 18.23% | 27.59%-9.4pp | 66.58%-48.3pp | 41.64%-23.4pp |
| Employer contribution / active EE | $11,725 | $3,444+240.4% | $4,554+157.4% | $2,551+359.6% |
| Participant deferral / active EE | $16,435 | $6,519+152.1% | $7,897+108.1% | $4,139+297.0% |
| Admin fee / account holder | $46,661 | $8,390+456.2% | $13,129+255.4% | $7,234+545.0% |